Here is what Soho Easy offers:

• Buy and receive your purchase now, and pay for it over time. This allows you to split up the price of your purchase into fixed payment amounts that fit your monthly budget.

• If Soho Easy approves you for a loan, we disclose your loan terms before you make your purchase. You’ll know exactly how much you’ll owe each month, the number of payments you must make, and the total amount of interest you’ll be paying over the course of the loan. We does not charge hidden fees.

• The application process is secure and in real-time. We asks you for a few pieces of information. After you provide this information, Soho Easy will notify you of the loan amount you’re approved for, the interest rate, and the number of months you will have to pay off your loan, all within seconds.

• You don’t need to have a credit card to make a purchase. Soho Easy lends to its partners directly on your behalf.

• Soho Easy bases its loan decision not only on your credit score, but also on several other data points about you. You may be eligible for financing even if you don’t have an extensive credit history.

• Soho Easy will send you email and SMS reminders in advance of your upcoming payment. You can also enable “Autopay” to schedule automatic monthly payments on your loan